Matthew was retained as an expert witness to investigate property claims in the field. He also advised insured’s legal counsel on insurance disputes involving policy ambiguities, construction defects, business interruption, additional living expenses, industry pricing, code enforcement, and damage forensics. Matthew created expert reports for large losses such as fires, hail, floods, and hurricanes against all insurance carriers including the Federal Emergency Management Agency (FEMA).
"I worked with a lot of lawyers who never worked construction or as an adjuster before litigating claims. As a Public Adjuster, I used to prepare the whole case for the law firms that often did not even see the damaged property for themselves. Lawyers charge 30-40% to take a case to trial and as a P.A. I could only charge 10%. This, I saw as a huge Inequity since the lawyers did not know the Insurance policy, construction methods, or damage forensics half as well as I did. That's why I matriculated into law school In 2015 at the University of Colorado, Boulder and graduated In 2018. " - Matt
Matthew recovered large claim settlements by representing insured on all claim related matters against insurance companies in reconciliations, negotiations, mediations, and arbitrations. He generated commercial and residential clientele through cold calls, referrals and social media.
"As an adjuster, I was told to close claims within one week and was not allowed to wait for insureds to gather needed evidence. I prefer to spend time with the claimant, learn about their loss, and write them a check for the largest possible dollar amount. That is why I started my Public Adjusting firm which focuses on establishing long term business practices for contractors who deserve to become the best of the best. " - Matt
Matthew scheduled and met with insureds, investigated and reported claim details, determined policy coverages, estimated repair costs, and drafted settlement checks with complete autonomy. He unbiasedly interpreted and enforced ambiguous policy language to controversial circumstances.
"My time as a catastrophe adjuster for State Farm uncovered how efficiently the sausage was made. Unparalleled are insurance companies at efficiency. A remote claims office is established within 24 hours before a hurricane of total losses everywhere, and each claim is immediately assigned, inspected and explained to the claimant. Independent adjusters are held accountable to the highest possible standards of accuracy and productivity. Successful in terms of profit and productivity, admittedly, but the overwhelming efficiency of an insurance claims department has one major flaw: low attention to detail. Which is not something you want to see in a sausage factory. I do believe contractors have eons to learn from how claim departments operate their office staff to handle such impressive claim volumes. " - Matt
Matthew managed a self-generated door to door sales team selling insurance repair contracts. He learned and taught how to inspect damage, explain insurance policies, and document claims. Matthew measured damaged items, ordered materials, scheduled subcontractors.
"Starting out in this industry selling roofs door to door in my grandmother’s neighborhood, I have always wanted the very best for my homeowners." - Matt